We offer you a wealth of loan programs tailored to your individual needs. To find out more, you can click Apply Now below.

 

Conventional Fixed-Rate

• Interest rate stays the same over the life of the mortgage

• Makes budgeting easier and more predictable

• Terms are available from 10 to 30 years

 

Conventional Adjustable Rate

• Initial rate often lower than for fixed-rate mortgages

• After initial period, the interest rate fluctuates over the life of the mortgage, depending on prevailing rates

 

FHA

• For borrowers who may not qualify for a conventional loan

• Down payments as low as 3.5% of purchase price

• One- to four- unit homes eligible

• Excellent option for First Time Homebuyers

 

VA

• For eligible veterans, service members, and surviving spouses

• No down payment (under certain conditions)

• Private mortgage insurance not required

• Ceiling on closing costs

 

USDA

• For low- to moderate- income rural home buyers

• No down payment required

• Check property eligibility at the following site:  https://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do